There are tax benefits in owning a home, and you may be able to borrow against the equity in your home if you should need to.
Buy a Home that will Appreciate in Value, Invest for the Long Term.
For more information or any questions, contact us today. You can also begin your real estate search by viewing our recommended searches or creating a custom search.
A Buyer’s Agent is different than a subagent - a Buyer’s Agent works for you, they represent only your interests in all negotiations. A Buyer’s Agent will guide you through the process of finding and buying a home and look out for any possible pitfalls and problems that may arise.
Finding the Right Buyer’s Agent is important. Make sure the person you’re considering has experience working as a Buyer’s Agent and that he or she is familiar with the area in which you are searching for properties.
Borrowing Money is less expensive when interest rates are lower, so you can afford a more expensive house than you could when interest rates are higher.
Investigate your Mortgage Options before beginning your property search. Make sure you understand the difference between loans like a fixed-rate mortgage and an adjustable rate mortgage. Find out what kind of loans are available to you and use a Mortgage Calculator to estimate how much you can reasonably afford to borrow.
Consider getting Pre-Qualified for a loan before finding a home you’re interested in. Pre-Qualified Buyers may have an advantage in the event of multiple offers on a property. Some sellers may only consider offers from a Pre-Qualified Buyer.
Additional tests may be warranted in some cases - Again, a good Buyer’s Agent, and a competent Home Inspector can advise you throughout the process.
Find out about the neighborhood, the town, and the surrounding area. This is another example of why the services of a knowledgeable Buyer’s Agent are invaluable.
Your closing attorney will be researching the deed/title for you and preparing the closing documents. A day or so before closing he or she will give you an exact amount due by you, to be paid by bank check and brought to closing. This amount will include pro-rated real estate taxes and interest as well as other items. Your Buyer’s Agent or your attorney can explain this in specific detail.
After the Closing: Remember to re-key the locks at your new home and to file a Change of Address as needed: